Although administered by the Social Security Administration, the SSI program is funded from the U.S. Treasury general funds, not the Social Security trust fund. The maximum benefit in 2020is $783 per month for an individual, and $1,175 for married couples.         -20  (Not counted) Subscribe to Social Security Portal and stay up to date on any news, articles, or changes to Social Security and Disability (SSI & SSDI) Benefits. These situations are explained in detail below. Living Arrangements If you live alone, the most you can get in SSI benefits is $814.25 per month, but the countable income limit for SSI and the maximum amount you can get may be different if: EXAMPLE B – SSI Federal Benefit with only EARNED INCOME, Special SSI Rule for Blind People Who Work, For information on how your living arrangement affects your SSI benefit, see our chapter on, For information, see the SSI Spotlight on. Any type of free rent/shelter or food benefits you are receiving from a non-governmental source. Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W). Windfall offset occurs when we reduce your retroactive Social Security benefits if you are eligible for Social Security and SSI benefits for the same months.        -20  (Not counted) If you need help creating a mySocialSecurity account, see our mySocialSecurity account help, which provides a step-by-step process on creating an online account. The maximum income to receive SSI benefits changes each year. The states that don’t offer Supplemental SSI payment are Arizona, Mississippi, North Dakota, and West Virginia. If you have a disability, the monthly income limit is $1,260 per month. Some of your income may not count as income for the SSI program. The Federal Benefit Rate (FBR) outlines both the SSI income limit for eligibility and the maximum monthly SSI payment. $783. It was created to replace the patchwork system of federal grants to states for aid to disabled, blind, or elderly people with limited means. Many figures used to calculate Supplemental Sec… SSI’s Income Limit for Your Living Situation. State Supplemental SSI Payments are monthly cash payments offered by the states to low-income individuals or their care providers to supplement federal SSI payment. Social Security allows you to exclude up to $20 per month of unearned income as of 2015. Use the formula below to calculate your maximum income by income type – Earned or Unearned income. When you no longer live with a spouse or parent. The U.S. Social Security Administration (SSA) administers the program, butSSI is not paid for by Social Security taxes. The federal benefit rate (FBR) is the maximum federal payment made to individuals and couples receiving SSI. This leaves you with a countable income of $560 ($625 – 65) = $560, Next, the SSA doesn’t count half of the remaining earnings, or $280 ($560/2). Retirement benefits aren't taxed unless and until the cumulative total of all the recipient's income—including (but not limited to) Social Security retirement benefits, earnings from continued employment, and unearned income from investments—hits $25,000 for the year for single taxpayers or $32,000 for those who are married and filing jointly. Therefore, you do not need to have worked a certain amount years, or paid FICA taxes, to be eligible. No Limits on Unearned Income While a disabled person receiving SSDI cannot earn more than $1,170 per month by working , any person collecting SSDI can have any amount of income from interest, investments, or a spouse’s income. This means that for SSI purposes, Income isn’t just money you make from a job. 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