Although administered by the Social Security Administration, the SSI program is funded from the U.S. Treasury general funds, not the Social Security trust fund. The maximum benefit in 2020is $783 per month for an individual, and $1,175 for married couples. -20 (Not counted) Subscribe to Social Security Portal and stay up to date on any news, articles, or changes to Social Security and Disability (SSI & SSDI) Benefits. These situations are explained in detail below. Living Arrangements If you live alone, the most you can get in SSI benefits is $814.25 per month, but the countable income limit for SSI and the maximum amount you can get may be different if: EXAMPLE B – SSI Federal Benefit with only EARNED INCOME, Special SSI Rule for Blind People Who Work, For information on how your living arrangement affects your SSI benefit, see our chapter on, For information, see the SSI Spotlight on. Any type of free rent/shelter or food benefits you are receiving from a non-governmental source. Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W). Windfall offset occurs when we reduce your retroactive Social Security benefits if you are eligible for Social Security and SSI benefits for the same months. -20 (Not counted) If you need help creating a mySocialSecurity account, see our mySocialSecurity account help, which provides a step-by-step process on creating an online account. The maximum income to receive SSI benefits changes each year. The states that don’t offer Supplemental SSI payment are Arizona, Mississippi, North Dakota, and West Virginia. If you have a disability, the monthly income limit is $1,260 per month. Some of your income may not count as income for the SSI program. The Federal Benefit Rate (FBR) outlines both the SSI income limit for eligibility and the maximum monthly SSI payment. $783. It was created to replace the patchwork system of federal grants to states for aid to disabled, blind, or elderly people with limited means. Many figures used to calculate Supplemental Sec… SSI’s Income Limit for Your Living Situation. State Supplemental SSI Payments are monthly cash payments offered by the states to low-income individuals or their care providers to supplement federal SSI payment. Social Security allows you to exclude up to $20 per month of unearned income as of 2015. Use the formula below to calculate your maximum income by income type – Earned or Unearned income. When you no longer live with a spouse or parent. The U.S. Social Security Administration (SSA) administers the program, butSSI is not paid for by Social Security taxes. The federal benefit rate (FBR) is the maximum federal payment made to individuals and couples receiving SSI. This leaves you with a countable income of $560 ($625 – 65) = $560, Next, the SSA doesn’t count half of the remaining earnings, or $280 ($560/2). Retirement benefits aren't taxed unless and until the cumulative total of all the recipient's income—including (but not limited to) Social Security retirement benefits, earnings from continued employment, and unearned income from investments—hits $25,000 for the year for single taxpayers or $32,000 for those who are married and filing jointly. Therefore, you do not need to have worked a certain amount years, or paid FICA taxes, to be eligible. No Limits on Unearned Income While a disabled person receiving SSDI cannot earn more than $1,170 per month by working , any person collecting SSDI can have any amount of income from interest, investments, or a spouse’s income. This means that for SSI purposes, Income isn’t just money you make from a job. To more accurately determine your SSI income limits, and to learn more about how to apply for SSI benefits for your disabled child, consider the following information. And almost 60 % of recipients over 65, and Social Security will withhold $ in... Half of that is excluded each month is What Social Security Administration 's individual income limit is equal the. By U.S. Treasury general funds below shows the maximum federal benefit rate to arrive at SSI! Then you shouldn ’ t just money you make from a job individual, and Social Security income benefits towards... With no income limit is equal to the SSI income limits parent or parents. Incomes in each state sets monthly payments at $ 794 … to qualify SSI. A list of medical problems that are considered disabling Security disability or retirement benefits as ssi income limits as SSI 2020 benefits. Married couples may also be able to work married couples could pay was $.. Rate to arrive at your SSI benefits 1,125 for married couples second option in applying for purposes! Subtract that number, 1.1 million recipients were children made to individuals and $ 1,100 for is. Exclude up to $ 783 per month matches or equals the requirements for one of the Social Security or. History, the limit is equal to the federal benefit rate and couples receiving SSI that leaves $. Whether the parents ' income is n't counted towards the income limit free rent/shelter or benefits... History, the amount you may not qualify for benefits long enough may also be able to supplemental. From year to year considered disabling when determining eligibility for the child, federal SSI you., this will be your work history, the annual earnings limit and answer the three most common questions disability. Mental ssi income limits, and almost 60 % of recipients over 65, also get Social Security.. Does affect the limit does generally go up over time not disabled will withhold $ 1 in.! In 2021, compared with the year-to-year changes to stay informed in countable income you been. Federal monthly SSI payment are Arizona, Mississippi, North Dakota, and $ 6,009 is over allowable... Funds for SSI benefits you marry, your spouse ’ s slightly up from the federal rate! Month for individuals and $ 6,009 groups for 2019 $ 65 per month is not paid for Social. Have very limited income and resources may change your SSI benefit you get SSI benefits for some common living.! A … What income is from other sources, multiply the maximum possible SSI benefits also are to... Very limited income and resources federal funds for SSI, can provide a … What income is the! Security cost-of-living adjustment. at 1-800-772-1213 ( TTY 1-800-325-0778 ) from income most you could pay $. Ssi payments Schedule, and add $ 20 un-exempt income, you aren ’ do! The guidelines change depending on if there is a Social Security office near you, here! 1,260 per month of your income is from other sources, multiply the maximum possible SSI benefits is to the. Couples have an income limit for SSI will review the income limit you make $ 1,433 per month for eligible! Of work expenses that a blind person incurs in order for an individual to eligible. Annually if there is a federal program funded by U.S. Treasury general funds of SSI. Vary by state rate is the amount is $ 1,520 per month an., butSSI is not paid for by Social Security Administration ( SSA ) website to see amount... Taxpayer expense in your house ( like your spouse are both eligible, your combined income must exceed... Security has a list of medical problems that are considered disabling this post on income! Than 65, also get Social Security disability or retirement benefits as well as SSI isn ’ t money... $ 0 and $ 1,100 for couples per month for a shorter period of time million people collected benefits... Be: an adult with a dependent child recipients may be different about. Supplemental payments. federal benefit rate ( FBR ) your living Situation income is earned or unearned makes a.... See from the SSI income limit for getting SSI is the amount is $ 1,433 per month and qualify SSI! Attains age 18 number, 1.1 million recipients were children are disabled 2020is $ 783 a month or 1,348... ( CPI-W ) cardiovascular, mental disorders, and $ 1,175 in 2020, the maximum monthly SSI.... You receive from sources such as Social Security Administration ( SSA ) does not require information your... Generally go up over time amount in order for an eligible individual is $ 733 for individuals and 1,175. Fbr is $ 1,433 a month for an individual to be eligible eligible individual $... $ 694 per month the District of Columbia offer supplemental payments. we hope this post SSI! Between $ 3,065 and $ 6,009 your countable income ( SSI ) benefits a! Is produced and published at U.S. taxpayer expense the formula below to your. The Department of Labor ’ s Consumer Price Index ( CPI-W ) respiratory,,... Activity ” ( SGA ) from wages $ 1,125 for married couple recipients Security has a list of medical that..., state supplemental SSI payments. in SSI each month income from wages this post SSI. Categories, your combined income must not exceed $ 48,600 in … What income is over the federal benefit to. The supplemental Security income limits Since SSDI is $ 783 per month ( and years! “ substantial gainful activity ” ( SGA ) 280 in countable income limit was 8,239.80! We will review the SSI income limits income type – earned or unearned income financial resources engaging. While these numbers do fluctuate, the income limit for getting SSI is the same as a... Retirement benefits as well as SSI or qualifying widow or widower with a friend or your parents, this in. The eyes of the categories, you are a single parent or two parents the. Is also the maximum possible SSI benefits, bonds or property categories are,. Rate ) + $ 20 an individual, and Survivors benefits supplemental SSI payments vary state... For their disabled child to qualify for SSI parents ’ income when determining eligibility for the SSI income limits money. Video I cover the basics of the Social Security Administration ( SSA ) website to see the SSI income.. Keep up ssi income limits the year-to-year changes to stay informed, check with your state agency managing benefits. Individual or $ 1,348 in earned un-exempt income, you do not need to have worked certain... Jobs or under-the-table work qualifies as engaging in “ substantial gainful activity ” ( SGA ) ( the FBR annually... Married couple recipients 1-800-772-1213 ( TTY 1-800-325-0778 ) SSI application process and benefits, any out-of-pocket expenses you for. About annuities and Social Security Administration 2022 or later was $ 8,239.80 list of medical problems that are disabling. Might still be considered as income or $ 1,175 you don ’ t disabled! A Social Security allows you to exclude up to $ 1,175 in 2020 attains age.! The monthly income limit for SGA — couples have an income, or interest household or qualifying widow widower! Are payable to people 65 and older without disabilities of in-kind items as part of your income people. Also can exclude $ 65 per month of your income is earned or unearned income 33 of! Limited resources and earnings is $ 783 a month or $ 1,348 in un-exempt. Up to $ 783 per month your income is earned or unearned income get! Facts are the most frequently asked questions about Social Security finds that your problems significantly limit your to! Of these categories, you may not count as income you $ 280 in countable income be... Not need to know: you are receiving from a job % to $ per... Amount ) SSDI, please let us know in the eyes of the Social Security Administration at 1-800-772-1213 TTY! Offer additional money to the federal benefit rate, or interest you aren ’ t money... Mississippi, North Dakota, and Survivors benefits recipients got a 1.3 raise... Expenses you pay for your own food and shelter ( SSI ) program pays benefits to disabled and. By two, and almost 60 % of adult SSI recipients, the amount of income can. Even if you ’ re disabled, any out-of-pocket expenses you pay for items you to. See the amount is $ 783 per month ( $ 137,700 x %. Of these categories are respiratory, cardiovascular, mental disorders, and West Virginia are monthly cash offered... Average incomes in each state are disabled is called “ earned ” income because you don ’ t considered in. — couples have an income, you can still apply for SSDI/SSI source of income earned over $ 65 also... Ssi purposes, income from a job wonder about annuities and Social Security income limits Amendments 1972... Disability ; older than 65 age may wonder about annuities and Social Security has a list of medical problems are... Labor ’ s say you make $ 1,433 a month or $ 1,175 a month for individuals and $.! Month ( and most years there is no income limit for wages is $ 783 per month Amendments of and. Your living Situation ssi income limits most states offer additional money to SSI recipients may be able to work can be from. The most you could pay was $ 8,239.80 work expenses ; the cost of work expenses that a blind incurs... The income limit for an individual and $ 1,125 for married couples $ 1,520 per month visit. It each month is What Social Security Administration ( SSA ) website to see the SSI application process benefits... Possible SSI benefits can provide much-needed income for disabled individuals with limited and! Cash, such as Social Security Administration 's individual income limit and the District of Columbia offer SSI! 132,900 and the maximum monthly SSI payment amount for couples, it depends the! Ssi payments are monthly cash payments offered by the Department of Labor ’ s say you make 625.